Archive for April, 2010

Finding the right designer for you

Thursday, April 29th, 2010

I’ve been operating a business online for about seven years now, and I find that I don’t really need anything other than a website, telephone number and e mail address to sell my stock and operate a very successful business. Unfortunately I have seen a slight decrease in sales coming from my main site in recent months, despite a similar amount of traffic arriving at my site. Having looked through all the ins and outs of this I finally decided that it was due to a somewhat old fashioned looking web page. The designs on the page looked pretty dated since the sites inception seven years ago!

I decided to give the site a bit of a revamp and started looking into finding a designer who could come up with some really modern looking images. I was pretty shocked when I started coming across prices though! A lot had changed in the last seven years and all of the local companies were charging some pretty high fees for the work I wanted carrying out. I decided to try my luck online and had a search about. Before too long I came across a site which advertised freelancing designers and illustrators. The amount of people available to work was immense, and the site was well thought out. All I had to do was post my preferences on the site and designers came back to me with suggestions and prices, along with examples of their work.

I have to say that this was the route I took to revamp my site and it resulted in some of the most professional and cheap work I have ever commissioned.

Don’t be a Debt Slouch

Friday, April 9th, 2010

A debt slouch is someone who lets laziness put their financial health at risk. They either ignore growing debt problems or waste valuable time by putting off the treatment. This starts the spiral of bad debt and denial that leaves the slouch with limited options in terms of the debt solutions that are available. Whether it’s down to self-consciousness, fear or just being idle, the debt slouch will find that their inaction at an early stage leads to a lot more work when their situation gets worse. So, it makes no sense to put off the debt problem; it’s not going anywhere.

Being a debt slouch doesn’t help anyone either. After all, ignoring your debt won’t make it go away; it will just get worse. So, instead of doing the small things that can make a big difference early on, the debt slouch will procrastinate, put-off and leave themselves with just the most severe solutions later. The first thing you should do when you can see debt problems on the horizon is ask for help. It’s not hard but it can solve the problem of bad debt before it starts. Of course, the slouch doesn’t see this. They would rather ignore the problem, hoping that it will somehow solve itself. They’re too lazy to make the couple of clicks that would put them in touch with a specialist debt advisor, able to offer financial first aid at a stage where severe debt problems can be averted.

The debt slouch may be acting this way because they’re afraid. They hide their heads in the sand and hope that the problem will solve itself. It won’t. There’s no need to face it alone though. Don’t be a lazy debt slouch; get help and get debt healthy.