If you’re looking for a way to make some extra money to supplement your income, don’t waste your time earning minimum wage stocking shelves or waiting tables. There are lots of ways to make money online and you can do it right from the comfort of your own home. The best part is you can actually make more money at home in your pajamas then you could working a part-time job.

Here are a few ideas for making some extra money online.

1. Freelance Writing. Many web site owners and bloggers don’t have the time or skills needed to write all of their own content. Instead they outsource much of their content creation to freelancers. If you have decent writing skills you can create a nice little income on the side.

2. Online Surveys. First let me tell you that you won’t get rich taking online surveys. You might not even earn enough to make it worth the trouble. But there are web sites that will pay you in cash or prizes to take simple surveys online. They can take anywhere from 5 minutes to an hour to complete and some of them pay very well. But those are hard to find. Most surveys pay only pennies so you’ll have to do a lot of them to make and significant money.

3. Blogging. It seems like everyone and their mother has a blog these days. Having your own blog gives you a place to share your thoughts, network, make friends, and make lots of money. Blogging is big business these days as many people have quit their full time jobs to blog for a living. Not all blogs make that kind of money though. Most bloggers are happy to make a few hundred dollars a month while doing something they enjoy.

By: Michael Collins

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Kansieo.com

There are many persons that run towards stock investment as a means to make some quick money. This is perhaps however not the best investment option for persons with short term rewards in mind. The best option when thinking of investing in stocks is if you are interested in accumulating funds over a long period of time. One such example is the investment for future needs such as a nest egg for retirement and so on.

In stock investment both short term and long term investments come with risks attached and therefore nothing is truly guaranteed in the stock market. Today could be very good and tomorrow very bad resulting in great gains or great losses as the case may be. However, in terms of long term investment, it is shown according to statistics that there are no 20 year portfolios that have lost on the stock market. The average returns have averaged about 10 percent and these accounts all have a broadly diversified portfolio of stocks.

In the short term the market is very risky. The market will go up and then go down so if you are only thinking of investing for a short period then this is not the best option. If you are nearing retirement age and now beginning to invest in stocks this is not a good option. The best option in these cases as a protection against inflation, rather than stocks, is to invest in stable investments such as bonds and other cash instruments. This offers more security than stocks in the short term.

So how long is considered short term? Many persons are under the misconception that short term means less than a year but this is in fact not so. In terms of stocks short term is considered to be five years or less and some persons will recommend more years rather than the minimum of five years. A good rule is that if you are going to need your funds in the next five years then stay away from stock investment. Another point to note is that unless you are an active trader then short term investments make no sense. If the funds being used are for retirement investment then being an active trader is also not recommended.

The average down time for some markets is a year but this has been seen to last much longer a well so though for a long term investor this downtime may seen to be a lifetime it will pass but if you are a short term investor you will lose a lot depending on the market fluctuations. Stock investment will offer many great opportunities but can be devastating for a short term investor. If you know that the funds you are investing will be required for use in a short time then choose investment options that are more secure and protected. It is true that you may get lucky and make a fortune but it is also true that the risks are high and that you can lose everything.

By: Martin Lukac

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